One of the things I've been meaning to do forever is shop around and see if we can get a better deal on our car and home insurance (No. 42 on my 101-things list). We've been with Nationwide for about six years and they have always seemed fine (untested, since we've never made a claim).
But recently there have been several incidents of significant confusion and unnecessary complications that killed any confidence I had in our agent (a guy in Wilmington -- we never switched to a local office after moving). I finally got around to calling the competition.
I'm glad I did. We're switching to a local State Farm office (the agent turns out to live on the street next to ours) and for identical coverage we will save about $135 per year on car insurance and pay about $25 more per year for homeowners insurance. Insurance on the rental house will stay about the same.
The overall price difference isn't huge by any stretch, but it is a difference. Plus, State Farm has a great reputation, I'm happy to have a local agent and I get the feeling this agency is more competent than my Nationwide guy. I feel good about this change, and it was a lot less trouble than I expected.
Also, today I found out that I'm getting a raise on the articles I write for one magazine. It's small, but every little bit is nice!